Granting a bank loan to repay liabilities arising from previously taken out loans and credits in the amount of PLN 4,899,927.34

The Pawłów Commune in Poland from Europe region had released this tender for 1. The subject of the contract is the granting of a loan to repay previously incurred liabilities in the amount of PLN 4,899,927.34. The loan interest rate should be based on the WIBOR 3M interest rate in effect on September 24, 2026, plus the margin of the bank granting the loan. For the purposes of determining the offer price, it is assumed that the loan will be fully disbursed on November 5, 2026. This date is provided solely for the purposes of calculating the offer price. The Ordering Party reserves the right to use the loan in any amounts, dates, and tranches based on the Ordering Party's payment instruction until December 31, 2026. The Ordering Party has the right to use the loan in a lower amount without incurring additional costs. The loan agreement must include a grace period for loan repayment until March 30, 2027. Repayment of the loan will be made in quarterly installments until the end of each quarter. The first loan installment will be repaid by March 31, 2027. The amount of capital installments will be: In 2027 – 4 installments of PLN 50,000, in 2028 – 4 installments of PLN 100,000; in 2029 – 4 installments of PLN 125,000; in 2030 – 4 installments of PLN 125,000; in 2031 – 4 installments of PLN 125,000; in 2032 – 4 installments of PLN 125,000; in 2033 – 4 installments of PLN 125,000; in 2034 – 4 installments of PLN 125,000; in 2035 – 4 installments of PLN 125,000, in 2036 – 3 installments of PLN 200,000, 1 installment of PLN 199,927.34. Repayment of the last principal installment will be made by December 31, 2036. Interest will be accrued on the actual loan debt and repaid quarterly by the 10th day of the month following a given quarter. The first interest payment will be due by January 10, 2027. Interest on the last loan installment will be paid on the due date of the last principal installment. The Ordering Party specifies a blank promissory note with a promissory note declaration without the treasurer's countersignature as the form of security for loan repayment. The Ordering Party reserves the right to early repayment of the loan without incurring any additional costs. The Ordering Party reserves the right to early repayment of the loan, and in the event of early repayment, interest will accrue until the loan repayment date, not until the end of the agreement, without any compensation fee. The Ordering Party reserves the right to extend the loan term and to change the principal installments during the loan repayment period depending on the financial condition of the Municipality. The Ordering Party reserves the right to convert the loan at no additional charge should Poland join the eurozone. To calculate the price and repayment schedule for the loan agreement, the actual calendar containing the actual number of days in each month and the actual number of days in a year should be used. 2. Documents relating to the subject of the contract, such as reports, resolutions, and information regarding municipal property, can be found on the Ordering Party's website in the Public Information Bulletin (BIP), in the appropriate tabs. with tender notice no. 647418-2026 published on 22 Sep 2026. The tender expired on 07 Oct 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Loan brokerage services, Credit granting services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 14921327.