Granting a long-term loan in the amount of PLN 8,000,000.00 to repay previously incurred liabilities under credits and loans and to finance the planned budget deficit.

The Zamość Commune in Poland from Europe region has released this tender for 1. Subject of the contract: "Granting a long-term loan in the amount of PLN 8,000,000.00 to repay previously incurred credit and loan liabilities and to finance the planned budget deficit." 2. The loan will be made available to the Ordering Party from the business day following the date of conclusion of the loan agreement until December 31, 2026. The loan will be disbursed in tranches upon written request of the Ordering Party within 3 business days from the date of receipt by the Contractor of the application, submitted by the Ordering Party electronically or in writing – if electronic submission is not possible. 3. Loan term: from the date of signing the agreement until December 31, 2031. 4. The Ordering Party reserves the right to: - not use the loan in whole or in part, - repay the loan early, without incurring any costs. 5. Repayment of the principal in Polish zloty will be made in installments according to the schedule. The Contractor shall provide the Ordering Party with information regarding the interest amount at least 5 business days prior to the repayment date, without incurring any costs to the Ordering Party. 6. Interest will be repaid monthly, by the last day of the month, in accordance with the banks information. Interest will be calculated on the current debt amount. The last repayment will be made by December 31, 2031. 7. The repayment date for principal and interest installments is the date on which the amount is credited to the Contractors account. If the loan and interest repayment date falls on a Saturday, Sunday, public holiday, or public holiday, the repayment date will be met if payment is made on the first business day following those dates. 8. The above repayment schedule applies to the Ordering Partys maximum loan amount, i.e., PLN 8,000,000.00. If the Ordering Party takes out a loan of less than PLN 8,000,000.00, the loan installments will be reduced proportionally. 9. The Ordering Party reserves the right not to utilize all or part of the loan amount without incurring any commissions, fees, or other costs. 10. The loan interest rate will be variable. It will be the sum of the margin proposed by the contractor in the offer and the WIBOR 1M rate. The margin will be constant throughout the loan term (term of the agreement). The WIBOR 1M rate changes monthly and assumes the value from the last business day of the month preceding the next period. In the event of negative values, the WIBOR 1M rate is 0.00%. 11. In the event of the elimination of the WIBOR 1M rate, it will be, by mutual agreement of the Parties, replaced by a rate that replaces the WIBOR 1M rate, or by a rate that most closely resembles the WIBOR 1M rate in terms of size and nature, at no cost to the Ordering Party. 12. The Contractor will charge interest on the actual loan amounts utilized.Interest will be charged for the actual number of days the loan is used, assuming that a year equals the actual number of days 365 or 366, from the date the debt arises under the loan granted up to and including the day preceding its repayment. 13. A blank promissory note with a promissory note declaration will serve as legal security for loan repayment. The Ordering Party consents to the Treasurers countersignature on the promissory note, promissory note declaration, and loan agreement. 14. The Contractor will not charge or collect any commissions or fees. 15. Interest on unpaid loan installments will accrue at the rate specified for statutory interest. 16. The provisions of the contract may not change or tighten the terms specified in these ToR. 17. The loan will be taken out and repaid in Polish zloty (PLN), and in the event of Poland joining the EURO zone, currency conversion will be free of charge. 18. To determine the offer price, for the purpose of price comparability, the loan disbursement date and interest accrual date should be assumed: November 30, 2026, amount PLN 8,000,000.00, WIBOR 1M rate – 3.81% + the banks own margin expressed in % accurate to two decimal places, year 365/366 days. 19. Additional information: • Currently, the Zamość Commune has debt in accordance with the RbZ report for the second quarter of 2026. • There are no enforcement proceedings on the Communes bank accounts. • There was no recovery proceedings program conducted in the Municipality within the meaning of the Act of 27.08.2009 on public finances (Journal of Laws of 2025, item 1483) • Documents for the creditworthiness assessment are available on the website of the Zamość Municipality at https://ugzamosc.bip.lubelskie.pl 20. Subject of the contract according to the Common Procurement Vocabulary (CPV): 66113000-5 – credit granting services. 21. The Ordering Party does not allow the submission of partial offers. The offer must cover the entire contract. The scopes of the subject of the contract cannot be divided because they are interconnected. Coordination of the activities of different contractors carrying out individual parts of the contract could seriously jeopardize the proper performance of the public contract. 22. The Ordering Party does not allow the submission of variant offers. The Ordering Party does not envisage the possibility of awarding contracts referred to in art. 214 sec. 1 item 7 of the Public Procurement Act. 23. The Ordering Party, pursuant to art. 95 sec. 1 of the Public Procurement Law requires the Contractor or Subcontractor to employ, on the basis of an employment relationship, persons performing activities indicated by the Ordering Party within the scope of the contract execution, if the performance of these activities consists in performing work in the manner specified in Art. 22 § 1 of the Act of 26 June 1974 - Labor Code (consolidated text: Journal of Laws of 2026, item 1245), Type of activities related to the execution of the contract to which the requirements of employment on the basis of an employment relationship by the Contractor or Subcontractor of persons performing activities during the execution of the contract apply:activities related to loan disbursement and servicing. with tender notice no. 704023-2026 published on 12 Oct 2026. The tender is due to expire on 16 Nov 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Credit granting services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 15409344.