Granting a long-term loan in the amount of up to PLN 18,000,000.00

The Gmina Oborniki in Poland from Europe region has released this tender for 1. Title of the subject of the contract: Granting a long-term loan of up to PLN 18,000,000.00. 2. The subject of the contract involves granting a long-term loan to the Oborniki Commune in an amount of up to PLN 18,000,000.00 to be used to finance the planned budget deficit of the Oborniki Commune in 2026 and to repay liabilities incurred in previous years. 3. The loan will be granted on the following terms: 1) Loan currency: Polish zloty (PLN). 2) The Ordering Party reserves the right to not use part of the loan amount without incurring additional fees, commissions, or other costs, up to PLN 6,000,000.00. The minimum amount of the loan to be used will be PLN 12,000,000.00. 3) The loan will be disbursed in tranches, in the amounts and on dates specified by the Ordering Party, based on written instructions to disburse the loan, sent to the Contractor via email to the email address provided by the Contractor. Each tranche will be disbursed no later than 3 business days from the date the Contractor receives the correct disbursement instruction. 4) If the Contractor fails to disburse the loan funds within the time specified in point 3, the Ordering Party has the right to seek compensation for damages under general terms. 5) Loan period: from the date of conclusion of the loan agreement to November 30, 2034. 6) The loan funds will be made available to the Ordering Party no earlier than on the date of conclusion of the loan agreement and no later than within 5 business days from the date of conclusion of the agreement, provided that the loan will be disbursed no later than December 30, 2026. 7) Final date for using the loan: December 30, 2026. 8) The grace period for repayment of the loan capital is valid from the date of disbursement of the loan until March 31, 2032. The first loan capital installment is due on March 31, 2032. 9) The Ordering Party does not envisage charging the Contractor with a commission for granting and disbursing the loan or other commissions or fees related to the conclusion, disbursement and servicing of the loan, including fees for the unused portion of the loan and fees for early repayment of the loan. 10) The Ordering Party has the right to prepay all or part of the loan without incurring any commissions, fees, or other costs. 11) In the event of prepaying all or part of the loan, interest will accrue only up to the day preceding the prepayment date, on the actual loan amount used. 12) The Ordering Party reserves the right to change the repayment dates of individual principal installments throughout the term of the agreement, without incurring any additional fees or commissions, provided that any change to the repayment schedule requires consultation with the Contractor and will be made in the form specified in the loan agreement. Changing the repayment dates may not result in an increase in the margin or other loan costs.13) Repayment of the loan principal will be made in 12 installments, in accordance with the schedule below: No. Installment amount (PLN) Repayment date 1. 1,750,000.00 31/03/2032 2. 1,750,000.00 31/05/2032 3. 1,750,000.00 30/09/2032 4. 1,750,000.00 30/11/2032 5. 1,750,000.00 31/03/2033 6. 1,750,000.00 31/05/2033 7. 1,750,000.00 30/09/2033 8. 1,750,000.00 30.11.2033 9. 1,000,000.00 31.03.2034 10. 1,000,000.00 31.05.2034 11. 1,000,000.00 30.09.2034 12. 1,000,000.00 30.11.2034 Total 18,000,000.00 14) The loan will be secured by a blank promissory note with a promissory note declaration. The promissory note will not be countersigned by the Municipal Treasurer. The loan agreement and the promissory note declaration will be countersigned by the Municipal Treasurer, in accordance with applicable regulations. A detailed description of the subject matter of the contract is described in SWZ - part II. with tender notice no. 707884-2026 published on 14 Oct 2026. The tender is due to expire on 27 Oct 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Banking and investment services, Financial consultancy, financial transaction processing and clearing-house services, Loan brokerage services, Credit granting services, Micro-credit granting services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 15504916.