Granting and servicing a long-term bank loan in PLN in the amount of PLN 3,800,000.00 (in words: three million eight hundred thousand zlotys) to finance: 1. the planned municipal budget deficit in the amount of PLN 2,398,000.00. 2. To repay previously incurred liabilities in the amount of PLN 1,402,000.00.

The Gmina Iwierzyce in Poland from Europe region has released this tender for Granting and servicing a long-term bank loan denominated in PLN in the amount of PLN 3,800,000.00 (in words: three million eight hundred thousand zlotys) to finance: 1. a planned municipal budget deficit of PLN 2,398,000.00 2. To repay previously incurred liabilities of PLN 1,402,000.00. The Contractor will make the loan available to the Ordering Party immediately after signing the agreement, but no later than December 30, 2026. The loan will be repaid between 2027 and 2040. The loan bears variable interest and will be set at the average 3M WIBOR rate plus a fixed margin during the loan period. The Contractor will not charge a loan disbursement commission. The average 3M WIBOR rate will be determined as the monthly arithmetic average of the daily interest rates in effect in the month preceding the period for which interest will accrue. The loan interest rate will be set on the last business day of each month and will remain in effect throughout the month following the month in which it was set. Interest on the utilized loan will accrue monthly and collected quarterly until the 15th of the month following the end of the quarter, with the final interest payment due on the final payment date. The loan made available by the Bank will be disbursed by transferring the loan to the account designated by the Borrower, based on the Borrowers instructions submitted to the bank the day before the loan is disbursed. The Ordering Party reserves the right to draw down the loan in part, which will result in reduced principal payments proportionally to the loans utilization. In such a case, any change to the loan repayment schedule will be made in consultation with the bank through an annex to the agreement. The Ordering Party reserves the right to prepay part or all of the loan without charging additional fees, and interest will accrue only on the amount of the current outstanding debt. The Ordering Party reserves the right to renegotiate the amounts and repayment dates of principal installments. The loan will be secured by a blank promissory note with a promissory note declaration. The Ordering Party will not submit a declaration of submission to enforcement pursuant to Article 777, paragraph 1, item 5 of the Code of Civil Procedure. The Ordering Party declares that it is a reliable customer and will fulfill its obligations in a timely manner. In its previous cooperation with the banks maintaining the loan and primary accounts, there have been no bailiff or administrative seizures. The Ordering Party has no off-balance sheet liabilities, liabilities to related entities, arrears to the Tax Office, or the Social Insurance Institution. The Ordering Party has not granted any guarantees or sureties and does not use the receivables purchase option. The Ordering Party has not issued any debt securities. The Ordering Party does not use leasing, factoring, or forfaiting. The Ordering Party has no obligations other than those listed in the RB-Z ​​report,We have no overdue liabilities to banks. The ordering party has not conducted a recovery program and is not commencing its implementation within the meaning of the Act of August 27, 2009 on Public Finances. The contractor selected to perform the contract is obligated to submit a draft agreement to the ordering party by the deadline set by the ordering party. After the ordering party accepts the draft agreement, the agreement will be concluded by the deadline set by the ordering party. The loan will be repaid in twenty-five installments with the following dates and amounts: 1. June 30, 2027 – PLN 50,000.00; 2. June 30, 2028 – PLN 50,000.00; 3. March 31, 2029 – PLN 200,000.00; 4. June 30, 2030 – PLN 200,000.00; 5. 30.06.2031 – 100,000.00 PLN; 6. 31.12.2031 – 200,000.00 PLN; 7. 31.03.2032 – 200,000.00 PLN; 8. 30.06.2033 – 200,000.00 PLN; 9. 31.12.2034 – 200,000.00 PLN; 10. 31.03.2035 – 100,000.00 PLN; 11. 31.12.2035 – 100,000.00 PLN; 12. 30.06.2036 – 300,000.00 PLN; 13. 30.06.2037 – 200,000.00 PLN; 14. 31.12.2037 – 200,000.00 PLN; 15. 30.06.2038 – 300,000.00 PLN; 16. 30.09.2038 – 100,000.00 PLN; 17. 31.12.2038 – 100,000.00 PLN; 18. 31.03.2039 - 100,000.00 PLN; 19. 30.06.2039 – 100,000.00 PLN; 20. 30.09.2039 – 150,000.00 PLN; 21. 31/12/2039 – PLN 100,000.00; 22. 31/03/2040 – PLN 100,000.00; 23. 30/06/2040 – PLN 100,000.00; 24. 30/09/2040 – PLN 100,000.00; 25. 31/12/2040 – PLN 250,000.00; NOTE!!! For the purposes of offer evaluation, it is assumed that WIBOR 3M is 3.84%. with tender notice no. 714812-2026 published on 15 Oct 2026. The tender is due to expire on 20 Nov 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Banking and investment services, Banking services, Financial consultancy, financial transaction processing and clearing-house services, Loan brokerage services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 15575093.