Granting and servicing a long-term credit of 8,600,000.00 zł (in words: eight million six hundred thousand złoty) in this: to cover the budget deficit up to 6,000,000.00 zł (in words: six million złoty) as well as the repayment of previously taken loans and credits amounting to 2,600,000.00 zł (in words: two million six hundred thousand złoty)
Tender Summary
The Gmina Kalwaria Zebrzydowska in Poland from Europe region has released this tender for 1. The subject of the order is: Granting and management of a long-term credit of 8,600,000.00 PLN (in words: eight million six hundred thousand PLN) including: to cover the budget deficit up to 6,000,000.00 PLN (in words: six million PLN) and to repay previously taken loans and credits amounting to 2,600,000.00 PLN (in words: two million six hundred thousand PLN). 2. The credit is to be paid in 3 tranches: 2026 I tranche of credit 25.11.2026 2,000,000.00 PLN (in words: two million PLN), 2026 II tranche of credit 30.11.2026 2,000,000.00 PLN (in words: two million PLN), 2026 III tranche of credit 28.12.2026 4,600,000.00 PLN (in words: four million six hundred thousand PLN). Total 8,600,000.00 PLN (in words: eight million six hundred thousand PLN). The borrower reserves the right to postpone the start date of the tranches and to not use the full credit amount by submitting a lower amount for tranche I, II and III or by renouncing them. The borrower guarantees the use of the credit in the amount of 2,000,000.00 PLN (in words: two million PLN). 3. Capital repayment period from 31.03.2027 to 30.11.2037. Credit currency: PLN. Credit security: blank cheque. Source of repayment: municipal budget revenues. 4. The credit amount is interested according to the variable rate WIBOR for 3-month interbank deposits, increased by a fixed margin during the term of the agreement. The WIBOR 3M (ang. Warsaw Interbank Offered Rate) is a reference indicator that changes depending on the WIBOR 3M rate. For the purposes of this order, the WIBOR 3M rate from 03.08.2026 is to be applied. The tenderer does not anticipate any fees for the granted credit. with tender notice no. 706772-2026 published on 13 Oct 2026. The tender is due to expire on 10 Nov 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Credit granting services, Micro-credit granting services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 15498597.
Tender Details
Tender NoticeTI Ref: 15498597
Tender Notice No
706772-2026
Tender Organisation
Gmina Kalwaria Zebrzydowska
Tender Sector
Tender Service
Worldwide
Tender Region
Tender Project Location
Tender CPV
66113000 : Credit granting services66113100 : Micro-credit granting services
Tender Source
TED Europa
Estimated Budget
2,705,033
Tender Document Type
Tender Notice
Tender Deadline
10 Nov 2026 24 days left
Tender Description
1. The subject of the order is: Granting and management of a long-term credit of 8,600,000.00 PLN (in words: eight million six hundred thousand PLN) including: to cover the budget deficit up to 6,000,000.00 PLN (in words: six million PLN) and to repay previously taken loans and credits amounting to 2,600,000.00 PLN (in words: two million six hundred thousand PLN). 2. The credit is to be paid in 3 tranches: 2026 I tranche of credit 25.11.2026 2,000,000.00 PLN (in words: two million PLN), 2026 II tranche of credit 30.11.2026 2,000,000.00 PLN (in words: two million PLN), 2026 III tranche of credit 28.12.2026 4,600,000.00 PLN (in words: four million six hundred thousand PLN). Total 8,600,000.00 PLN (in words: eight million six hundred thousand PLN). The borrower reserves the right to postpone the start date of the tranches and to not use the full credit amount by submitting a lower amount for tranche I, II and III or by renouncing them. The borrower guarantees the use of the credit in the amount of 2,000,000.00 PLN (in words: two million PLN). 3. Capital repayment period from 31.03.2027 to 30.11.2037. Credit currency: PLN. Credit security: blank cheque. Source of repayment: municipal budget revenues. 4. The credit amount is interested according to the variable rate WIBOR for 3-month interbank deposits, increased by a fixed margin during the term of the agreement. The WIBOR 3M (ang. Warsaw Interbank Offered Rate) is a reference indicator that changes depending on the WIBOR 3M rate. For the purposes of this order, the WIBOR 3M rate from 03.08.2026 is to be applied. The tenderer does not anticipate any fees for the granted credit.
Tender Bidding Type
Tender Document
Unlock Full Details — Register Free
Already have an account? Log in to download the tender document.
Frequently Asked Questions About This Tender
Who has issued this tender, and what is it for?
The tender has been issued by Gmina Kalwaria Zebrzydowska in Poland. Such a type of tender falls under Credit granting services, Micro-credit granting services, within the Banking, Financial & Insurance sector, and is listed on Tender Impulse under notice number 706772-2026.
What are the key dates for this tender?
The notice was published on 13 Oct 2026 and submissions close on 10 Nov 2026. Late bids are rarely accepted in public procurement, so aim to have your documents ready several days before the closing date.
Which CPV codes apply to this tender?
It is classified under CPV codes 66113000, 66113100, which correspond to Credit granting services, Micro-credit granting services. If your company supplies these products or services, these are the codes to save in your alert profile so no matching tender passes you by.
Can I submit my bid for this tender to Tender Impulse?
No - and this matters. Tender Impulse is a tender aggregation and alert service: we collect procurement notices from official sources around the world and list them in one place. We do not receive, forward or evaluate bids. Your bid for this tender must be submitted directly to Gmina Kalwaria Zebrzydowska, using the method described in the original tender document, before 10 Nov 2026. Tender Impulse provides complete assistance in submitting all bids posted on its website.
How do I get the bid documents and participation details?
Request a live demo on Tender Impulse and our tender experts will walk you through this listing, share the available documents, and explain how to submit your bid to Gmina Kalwaria Zebrzydowska. Subscribers also receive help with registration requirements and, where needed, translation of non-English notices - but the submission itself always goes from you to the buyer.
How can I find more tenders like this in Poland?
There are currently 26834 live tenders of 516836 total tenders from Poland on Tender Impulse. You can browse them on our Poland tenders page, or save a search combining Poland with CPV codes 66113000, 66113100 - we will then email you every new match on the day it is published.
How to prepare for this bid?
Suppliers must verify technical specifications, the delivery schedules and any other intrinsic details as provided in the complete bid documents before deciding to submit their bids. All necessary certifications and supplier registrations must be undertaken before participation.
Is this tender beneficial for me?
The procurement is applicable to companies in the Credit granting services, Micro-credit granting services and related industries. If you belong to this industry, you can review the technical documents before assessing your relevance to your company.
What is the procurement trend for Granting and servicing a long-term credit of 8,600,000.00 z (in words eight million six hundred thousand zoty) in this to cover the budget deficit up to 6,000,000.00 z (in words six million zoty) as well as the repayment of previously taken loans and credits amounting to 2,600,000.00 z (in words two million six hundred thousand zoty)?
The public procurement trends for Granting and servicing a long-term credit of 8,600,000.00 z (in words eight million six hundred thousand zoty) in this to cover the budget deficit up to 6,000,000.00 z (in words six million zoty) as well as the repayment of previously taken loans and credits amounting to 2,600,000.00 z (in words two million six hundred thousand zoty) can be assessed by viewing historical data and buying patterns for this product. Subscribed members can view and even download reports of tenders released in the past for their market research. This shall allow them to carefully prepare a compelling bid.
Explore More Credit granting services, Micro-credit granting services Tenders in Poland, Europe Region and Worldwide
Looking for more tenders like this one in Credit granting services, Micro-credit granting services? With millions of global procurement opportunities and new tenders added daily, Tender Impulse is your gateway to international and local contracting success. Whether you're targeting the Banking, Financial & Insurance sector in Poland, or expanding across regions, we provide live, accurate and relevant updates every day.
Our platform sources tenders from national and local government portals, international development and funding agencies, municipal corporations, state authorities, NGOs, education ministries and public-private partnerships.
Daily Tender Updates Across 190+ Countries
Every day we add hundreds of new RFPs, RFQs, EOIs and contract awards across multiple sectors and geographies. This tender from Poland is just a sample of what's available right now - there are currently 26,834 live Poland tenders to explore.
Search Smarter with CPV and Industry Matching
Each listing is categorised using CPV codes such as 66113000, 66113100, enabling precise filtering by tender type, location, industry, deadline and issuing organisation.
Start Your Tender Journey
Request a free live demo to unlock tenders customised to your sector, country and CPV categories - with alerts, documents and submission support.
