Taking out a loan of PLN 5,000,000.00 to finance the planned budget deficit of the Ochotnica Dolna Commune in 2026 and to repay previously incurred liabilities
Tender Summary
The GMINA OCHOTNICA DOLNA in Poland from Europe region has released this tender for 1. The subject of the contract is a service consisting in granting a loan of PLN 5,000,000.00 to finance the planned budget deficit of the Ochotnica Dolna Commune in 2026 and the repayment of previously incurred liabilities. 2. Main conditions for the implementation of the subject of the contract: 1) Repayment of the loan, along with interest, will be made from the income of the Ochotnica Dolna Commune. 2) Settlements between the Ordering Party and the Contractor will be made in Polish zloty [PLN]. 3) The loan will be drawn down in a single tranche, in the amount indicated by the Ordering Party in the written loan application, not exceeding PLN 5,000,000.00, by December 30, 2026. The loan will be drawn down within a maximum of 2 business days from the date of submission of the application. (such data should be assumed when preparing the offer): a) a tranche transferred to the bank account of the Ochotnica Dolna Commune in the amount of PLN 5,000,000.00, by December 30, 2026. (The loan will be disbursed upon a written request submitted by the Ordering Party, within a maximum of 2 days from the date of submission of the request) b) The Ordering Party reserves the right to use the loan in an amount lower than PLN 5,000,000.00, but not lower than PLN 500,000.00, without incurring any costs, commissions, fees, or other charges on behalf of the Contractor. Interest will be charged only on the actual loan amount disbursed. c) Repayment of the loan principal will be made in 36 quarterly installments at the end of each quarter, starting in 2030, according to the repayment schedule below. It is understood that if the loan repayment due date falls on a Saturday or a public holiday, the last business day preceding the public holiday or holidays will be considered the last day of the due date. 4) Interest will be repaid quarterly in 49 installments on the last day of each quarter. Interest will be charged on the actual loan amount. The first interest is payable on December 31, 2026, and the last interest on December 31, 2038. 5) In the event of early repayment of the loan, interest will be calculated for the period of its actual use. 6) If the final interest repayment date falls on a Saturday or a public holiday, the last business day preceding the public holiday or holidays will be considered the last day of the due date, and the month will have the actual number of days, while the interest year will be 365 days (366 days in the case of leap years). In the case of interest repayment for 2026, repayment will be made by December 31, 2026. 7) The loan interest rate during the loan period will be based on the variable 3M WIBOR rate and the Contractor's fixed margin. 8) The 3M WIBOR rate will change quarterly. The interest rate change date will be the first day of the month of the following quarter. 9) The loan cannot be charged with any other fees or commissions. 10) The Ordering Party may use a smaller loan amount, provided that the minimum amount used is PLN 500,000.00.and also make early repayment of the loan without incurring additional costs. In the case of early repayment of the loan, interest will be calculated for the period of its actual use. 11) A blank promissory note with a promissory note declaration will serve as security for the timely repayment of the loan together with interest. The Treasurer will countersign only the promissory note declaration. 12) The Ordering Party allows for early repayment of the loan or part thereof without incurring any charges, after notifying the bank of the intention to make such repayment. 13) The first capital installment is payable on March 31, 2030, in the amount of PLN 100,000.00. The subsequent installments (35 installments in total) are payable in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • to the agreement: the loan interest rate on the date of the agreement is the sum of the 3M WIBOR rate from the last day of the month preceding the month in which the agreement is concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor shall apply the 3M WIBOR rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the 3M WIBOR rate is discontinued or published, a reference rate will apply, which, in accordance with applicable law, will replace the 3M WIBOR rate, along with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.in the amount of PLN 100,000.00. subsequent (35 installments in total) in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • for the agreement: the loan interest rate on the date of conclusion of the agreement is the sum of the WIBOR 3M rate from the last day of the month preceding the month in which the agreement will be concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor applies the WIBOR 3M rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the development or publication of the WIBOR 3M index is discontinued, a reference index will apply, which, in accordance with applicable law, will replace the WIBOR 3M index together with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.in the amount of PLN 100,000.00. subsequent (35 installments in total) in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • for the agreement: the loan interest rate on the date of conclusion of the agreement is the sum of the WIBOR 3M rate from the last day of the month preceding the month in which the agreement will be concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor applies the WIBOR 3M rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the development or publication of the WIBOR 3M index is discontinued, a reference index will apply, which, in accordance with applicable law, will replace the WIBOR 3M index together with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.This is except for extending the final loan repayment deadline or postponing an installment repayment date by more than three months, which requires a mutual declaration of the parties expressed in a written annex to the agreement and is possible, without additional fees or charges, only in particularly justified cases, primarily if the Ordering Party is at risk of violating the provisions of the Public Finance Act. The extended principal installment is included in the unpaid portion of the principal and accrues interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.except for extending the final loan repayment deadline or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily if the Ordering Party is at risk of violating the provisions of the Public Finance Act. The extended principal installment is included in the unpaid portion of the principal and accrues interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment. with tender notice no. 684289-2026 published on 07 Oct 2026. The tender is due to expire on 06 Nov 2026. This tender is sourced from TED Europa and is eligible for suppliers interested in Credit granting services. Interested bidders can obtain further information including complete bid documents or ways to participate by registering on Tender Impulse and referencing via Tender Impulse ID 15268219.
Tender Details
Tender NoticeTI Ref: 15268219
Tender Notice No
684289-2026
Tender Organisation
GMINA OCHOTNICA DOLNA
Tender Sector
Tender Service
Worldwide
Tender Region
Tender Project Location
Tender CPV
66113000 : Credit granting services
Tender Source
TED Europa
Tender Document Type
Competition
Tender Deadline
06 Nov 2026 13 days left
Tender Description
1. The subject of the contract is a service consisting in granting a loan of PLN 5,000,000.00 to finance the planned budget deficit of the Ochotnica Dolna Commune in 2026 and the repayment of previously incurred liabilities. 2. Main conditions for the implementation of the subject of the contract: 1) Repayment of the loan, along with interest, will be made from the income of the Ochotnica Dolna Commune. 2) Settlements between the Ordering Party and the Contractor will be made in Polish zloty [PLN]. 3) The loan will be drawn down in a single tranche, in the amount indicated by the Ordering Party in the written loan application, not exceeding PLN 5,000,000.00, by December 30, 2026. The loan will be drawn down within a maximum of 2 business days from the date of submission of the application. (such data should be assumed when preparing the offer): a) a tranche transferred to the bank account of the Ochotnica Dolna Commune in the amount of PLN 5,000,000.00, by December 30, 2026. (The loan will be disbursed upon a written request submitted by the Ordering Party, within a maximum of 2 days from the date of submission of the request) b) The Ordering Party reserves the right to use the loan in an amount lower than PLN 5,000,000.00, but not lower than PLN 500,000.00, without incurring any costs, commissions, fees, or other charges on behalf of the Contractor. Interest will be charged only on the actual loan amount disbursed. c) Repayment of the loan principal will be made in 36 quarterly installments at the end of each quarter, starting in 2030, according to the repayment schedule below. It is understood that if the loan repayment due date falls on a Saturday or a public holiday, the last business day preceding the public holiday or holidays will be considered the last day of the due date. 4) Interest will be repaid quarterly in 49 installments on the last day of each quarter. Interest will be charged on the actual loan amount. The first interest is payable on December 31, 2026, and the last interest on December 31, 2038. 5) In the event of early repayment of the loan, interest will be calculated for the period of its actual use. 6) If the final interest repayment date falls on a Saturday or a public holiday, the last business day preceding the public holiday or holidays will be considered the last day of the due date, and the month will have the actual number of days, while the interest year will be 365 days (366 days in the case of leap years). In the case of interest repayment for 2026, repayment will be made by December 31, 2026. 7) The loan interest rate during the loan period will be based on the variable 3M WIBOR rate and the Contractor's fixed margin. 8) The 3M WIBOR rate will change quarterly. The interest rate change date will be the first day of the month of the following quarter. 9) The loan cannot be charged with any other fees or commissions. 10) The Ordering Party may use a smaller loan amount, provided that the minimum amount used is PLN 500,000.00.and also make early repayment of the loan without incurring additional costs. In the case of early repayment of the loan, interest will be calculated for the period of its actual use. 11) A blank promissory note with a promissory note declaration will serve as security for the timely repayment of the loan together with interest. The Treasurer will countersign only the promissory note declaration. 12) The Ordering Party allows for early repayment of the loan or part thereof without incurring any charges, after notifying the bank of the intention to make such repayment. 13) The first capital installment is payable on March 31, 2030, in the amount of PLN 100,000.00. The subsequent installments (35 installments in total) are payable in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • to the agreement: the loan interest rate on the date of the agreement is the sum of the 3M WIBOR rate from the last day of the month preceding the month in which the agreement is concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor shall apply the 3M WIBOR rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the 3M WIBOR rate is discontinued or published, a reference rate will apply, which, in accordance with applicable law, will replace the 3M WIBOR rate, along with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.in the amount of PLN 100,000.00. subsequent (35 installments in total) in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • for the agreement: the loan interest rate on the date of conclusion of the agreement is the sum of the WIBOR 3M rate from the last day of the month preceding the month in which the agreement will be concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor applies the WIBOR 3M rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the development or publication of the WIBOR 3M index is discontinued, a reference index will apply, which, in accordance with applicable law, will replace the WIBOR 3M index together with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.in the amount of PLN 100,000.00. subsequent (35 installments in total) in the amounts indicated in point 3 letter c. 14) Grace period for repayment of capital installments - until March 31, 2030. 15) Base rate for determining the interest rate: • for the offer: according to WIBOR 3M = 3.83%. • for the agreement: the loan interest rate on the date of conclusion of the agreement is the sum of the WIBOR 3M rate from the last day of the month preceding the month in which the agreement will be concluded and the Contractor's fixed margin. • When calculating interest for each subsequent interest period, the Contractor applies the WIBOR 3M rate from the last day of the month preceding the fiscal quarter, increased by the Contractor's fixed margin. If the development or publication of the WIBOR 3M index is discontinued, a reference index will apply, which, in accordance with applicable law, will replace the WIBOR 3M index together with an appropriate corrective spread, if required. 16) During the execution of the agreement, the Ordering Party reserves the right to change the amount and repayment date of the loan or individual loan installments by unilateral written declaration of the Ordering Party, without additional fees or charges, except for extending the final loan repayment date or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily in the event of a threat of violation of the provisions of the Public Finance Act by the Ordering Party. The extended principal installment is included in the unpaid portion of the principal and bears interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.This is except for extending the final loan repayment deadline or postponing an installment repayment date by more than three months, which requires a mutual declaration of the parties expressed in a written annex to the agreement and is possible, without additional fees or charges, only in particularly justified cases, primarily if the Ordering Party is at risk of violating the provisions of the Public Finance Act. The extended principal installment is included in the unpaid portion of the principal and accrues interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.except for extending the final loan repayment deadline or postponing an installment repayment date by more than three months, which requires a unanimous declaration of the parties expressed in a written annex to the agreement and which is possible, without additional fees or charges, only in particularly justified cases, primarily if the Ordering Party is at risk of violating the provisions of the Public Finance Act. The extended principal installment is included in the unpaid portion of the principal and accrues interest according to the terms specified in the loan agreement. The Ordering Party does not provide for a balloon payment.
Tender Bidding Type
Tender Document
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Frequently Asked Questions About This Tender
Who has issued this tender, and what is it for?
The tender has been issued by GMINA OCHOTNICA DOLNA in Poland. Such a type of tender falls under Credit granting services, within the Oil and Gas sector, and is listed on Tender Impulse under notice number 684289-2026.
What are the key dates for this tender?
The notice was published on 07 Oct 2026 and submissions close on 06 Nov 2026. Late bids are rarely accepted in public procurement, so aim to have your documents ready several days before the closing date.
Which CPV codes apply to this tender?
It is classified under CPV codes 66113000, which correspond to Credit granting services. If your company supplies these products or services, these are the codes to save in your alert profile so no matching tender passes you by.
Can I submit my bid for this tender to Tender Impulse?
No - and this matters. Tender Impulse is a tender aggregation and alert service: we collect procurement notices from official sources around the world and list them in one place. We do not receive, forward or evaluate bids. Your bid for this tender must be submitted directly to GMINA OCHOTNICA DOLNA, using the method described in the original tender document, before 06 Nov 2026. Tender Impulse provides complete assistance in submitting all bids posted on its website.
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Request a live demo on Tender Impulse and our tender experts will walk you through this listing, share the available documents, and explain how to submit your bid to GMINA OCHOTNICA DOLNA. Subscribers also receive help with registration requirements and, where needed, translation of non-English notices - but the submission itself always goes from you to the buyer.
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How to prepare for this bid?
Suppliers must verify technical specifications, the delivery schedules and any other intrinsic details as provided in the complete bid documents before deciding to submit their bids. All necessary certifications and supplier registrations must be undertaken before participation.
Is this tender beneficial for me?
The procurement is applicable to companies in the Credit granting services and related industries. If you belong to this industry, you can review the technical documents before assessing your relevance to your company.
What is the procurement trend for Taking out a loan of PLN 5,000,000.00 to finance the planned budget deficit of the Ochotnica Dolna Commune in 2026 and to repay previously incurred liabilities?
The public procurement trends for Taking out a loan of PLN 5,000,000.00 to finance the planned budget deficit of the Ochotnica Dolna Commune in 2026 and to repay previously incurred liabilities can be assessed by viewing historical data and buying patterns for this product. Subscribed members can view and even download reports of tenders released in the past for their market research. This shall allow them to carefully prepare a compelling bid.
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